I’ve been writing in an ENF story and have a good idea of what to do with the beginnings, but I don’t know about the middle and end. The ending especially. I’m okay with writing the part where she’s sneaking around trying not to be seen, but she can’t just run around the hallways hiding around corners with nothing else happening. I am also not sure how to handle the public exposure parts, when people do finally spot her. How much should the person be publicly revealed in the middle and end? Or how do these stories usually end, does the person get away with mostly concealing themself without a big public display?
I guess it depends on what story you want to tell and how you want to structure it. If the beginning is setting up the situation that leads to embarrassing nudity, the middle part might be the exposure and how the MC tries to mitigate or avoid it. At that phase, some might want to add additional things like bullying the MC into sexual encounters, ruining their chances to go to a good college, and so on. That might also influence the ending. Maybe everything she had to endure made her feel miserable, so your story might have a dark ending. Or she started to embrace being nude, so she might end up a CNF. Maybe she becomes the naked head cheerleader who enjoys being thrown around by her clothed teammates while her legs are spread wide open. Or she is the only nurse who wears nothing but gloves, shoes, and a face mask. Or someone steps in and while she will be well-known for her ENF moments, it might have led to her becoming a good-earning (now clothed) celebrity or getting a scholarship at a renowned college. Or it was just a bad hair day for the MC and when she wakes up the next morning, everything is back to normal, except everyone talking about her for the next few days.
On CHYOA? Stories usually aren't given an ending. The couple of times I've read such an ENF story, it has indeed ended with a "big public display", especially one that the protagonist is oblivious to, thinking that their ordeal is finally over.